Bank pricing · inside Microsoft Teams

Get your client the best rate. Before another broker does.

You shouldn't type the same details into a dozen bank portals just to price one loan. Your Sharp AI employee prices every lender on your panel at once, all inside Microsoft Teams.

Price your whole panel in 4 minutes, not 45.

★★★★★ 350+ active users 40+ brokerages 25,000+ pricing requests run through Sharp Avg 4 minutes
Try it below 👇

See it work

From client call to comparison report. In 4 minutes.

Real screenshots from inside Teams. Swipe through.

Step 01

Pick your panel

Sharp is configured for each broker's exact panel during onboarding. Tap "Big 4" or pick individual lenders. Every selected bank gets priced in parallel.

Pre-built panel shortcuts ↓ Multi-Bank Pricing Request. Select Banks panel inside Microsoft Teams

Step 02

Set the scenario

Client details. Loan amount. LVR. Repayment type. One form, every lender. Whatever the client wants, Sharp puts it in front of every bank on your panel.

Add up to 7 loans per request ↓ Client Information and Primary Loan form inside Microsoft Teams

Step 03

Sharp goes. Every lender at once.

Every lender on your panel returns a real rate, in parallel. Sharpest wins. You're still on the call.

↓ Suncorp won at 6.13% Bank Results sorted by Rate. Suncorp BEST RATE 6.13%, ANZ 6.18%, BankWest 6.19%, CBA 6.26%, NAB 6.32%

Step 04

Branded report. Ready to send.

Excel workbook and PDF land in Teams, named for your client and your file. Email draft ready in Outlook. Click send. Done.

↓ One-click downloads Report Generated Successfully. Excel and PDF downloads ready
👉 swipe to see how it works

Sharpest approved rates recorded across the Sharp network, 13–19 Jul 2026. Indicative only — not a quote, not an offer of credit, and not a prediction of what any individual client will be approved at. Rates move weekly and depend on lender policy, LVR, security and applicant profile.

The Sharp Network

Every Sharp run makes the next quote sharper.

When a broker uncovers a sharp rate at a lender for your scenario, say a 75% LVR $1M investor deal Monday morning, the rest of the network sees it before clients go to another broker on Monday afternoon. We make sure you always have the best rates available.

And all of it lives in Microsoft Teams. No new app to learn. No portal logins. No browser tabs. The pricing, the report, the rate intelligence. All inside the chat window your team already lives in.

1,000+
Pricing runs / week
300+
Active users
All
Lenders on your panel
Weekly Best Rate Tips across the Sharp Network. Owner-occupied and investment rate matrix

Recognition

In the industry

Is your whole book still on the sharpest rate?

★★★★★

"Don't use this if you love wasting time. This pricing tool is the first AI product I've had that actually works. A genuine time saver, and it's added transparency to the rates our brokers are receiving across the brokerage."

Tom Hawley

Co-Founder & Director, Azura · Top 10 Brokerage AU · 2025 Residential Broker of the Year

Built for what your IT team will ask

Legal, security, compliance. All three, before you ask.

Sharp is an attended automation that runs inside your Microsoft environment. A broker starts every request, it runs under their own login, and they complete MFA themselves.

Data

What data is involved?

Very little. A pricing request contains the loan scenario — amount, security, LVR, product type. No identity documents, no credit file, no application outcome. It's stored in your own Microsoft Azure environment in Australia.

Credentials

Do you store our credentials?

No. Each broker's login sits in an isolated Microsoft Key Vault and is retrieved only at the point of use, to log into the lender's portal directly as that broker. Access is per-broker, credential-isolated and logged.

2FA

Do you bypass two-factor authentication?

No. Where a lender portal needs a one-time code, the broker or their nominated admin provides it through the same process they use today — from their mailbox or their phone. We never bypass 2FA.

Compliance

Is it within lender and aggregator policies?

Yes. It is a legitimate pricing request under the accredited broker's own login. We have taken the setup through major aggregators, and Connective has confirmed they have no issue with it.

All security and compliance questions, answered →

The maths every broker already knows.

30–45 min
per pricing, by hand, across bank portals
→
~4 min
per pricing, with Sharp, inside Teams
See pricing →

Pricing

Simple per-broker pricing. Save up to 34%.

Per broker, per month. GST excluded. Cancel any time on monthly.

Founding Prices · Get In Now Locked-in launch rate for our first brokerages. Pricing subject to change.
$190billed monthly
$147
per broker, per month + GST
Save 23%

Pays for itself in five pricings a month.

Monthly Quarterly · save 23% Annual · save 34%
Broker licensesOne subscription per broker
  • Free Sharp Network Training ($500 value) — a working broker shows you how they use the pricing agent.
  • Run two real pricings. If you don't see the value, we'll make it right.
under 4 min Azura's avg bank pricing, down from 30-45 min

"This pricing tool is the first AI product I've had that actually works. A genuine time saver."

Tom Hawley, Co-Founder & Director, Azura · 2025 Residential Broker of the Year

Stripe secure checkout · setup in under 1 business day

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🔒 Sharp runs in your Microsoft environment, hosted in Australia.

Already use Microsoft Teams? Add Sharp directly in Teams →

Couldn't reach checkout. Email James and we'll get you started manually.

What happens after checkout

  1. Pay by card via Stripe. Choose your billing term and broker count above — checkout takes about a minute.
  2. We reply within 1 business day. A real person confirms your details and sends the activation instructions for your Microsoft environment.
  3. Your admin grants consent. One click in Teams approves Sharp for your brokers — your IT team governs it with the controls they already run.
  4. Your brokers start pricing. No training session required — type a scenario in Teams, get every lender back in about 4 minutes.

Beyond Sharp

Bespoke AI agents, built in your Microsoft environment.

Valuation routing, automations from initial call to lodgement, data entry, data validations, CRM workflows — if your brokerage runs on Microsoft 365, we build agents that live where your team already works.

1

Discovery Call

We analyse your current workflows and identify the automations with the highest ROI potential.

2

Design & Build

We create custom automation workflows tailored to your specific processes.

3

Test & Refine

Rigorous testing ensures your automations work flawlessly before going live.

4

Deploy & Scale

Your automations go live with full training and ongoing support.

ROI calculator

What's admin costing your brokerage?

Your automation savings

31.5 hrs
automated away, per week
$4,725
saved per week
$245,700
saved per year

Estimate only — book a consult below and we'll map your actual workflows.

How the automations work

Watch an automation run.

    Illustrative run of real workflows we've built for brokerages.

    Or email james@secondbrain.com.au — you'll get James, not a queue.

    Questions

    What brokers ask before they start.

    How much does SecondBrain Sharp cost?

    Sharp is priced per broker, per month, excluding GST: $190 billed monthly, $147 billed quarterly (save 23%), or $125 billed annually (save 34%). One subscription per broker, and you can cancel any time on the monthly plan. Checkout is card-based through Stripe and setup takes under one business day.

    How long does a bank pricing run take?

    About four minutes, against the 30 to 45 minutes the same job takes manually across lender portals. SecondBrain has run more than 25,000 pricing requests for Australian brokerages on that basis.

    Do brokers need to log into lender portals?

    No. A broker types the deal once in Microsoft Teams and every lender on the panel is priced in the same run. There is no portal-hopping and no spreadsheet, and nothing is installed on the broker’s machine — Sharp is used from Teams.

    Is Sharp screen scraping?

    No. Sharp is attended automation: a broker starts every request, it runs under that broker’s own Microsoft 365 identity and permissions, and the broker completes MFA personally. There is no scheduler, no service account and no bot identity on any lender portal. The full explanation is in How Sharp Works.

    Where is our data stored, and who can see it?

    Sharp runs in your Microsoft environment, hosted in Microsoft Azure Australia East, and inherits the conditional access, MFA and audit trail your IT team already governs. Client credit data — income, employment, tax file numbers and credit files — never enters the service; the credit assessment stays in your systems.

    Who is already using it?

    SecondBrain is in production at 40+ Australian brokerages with 350+ active users, and has run more than 25,000 pricing requests. Azura Financial reports file processing dropping from more than three hours to about 30 minutes.

    Which lenders does Sharp cover?

    All the lenders you price with in their portals. Your panel is configured for you during onboarding, and lenders are added as your panel grows.

    How long does onboarding take?

    Under one business day. SecondBrain provisions the workspace in your environment, connects your lender credentials, and runs a test pricing with you. You're live the same day.

    What's the Sharp Rate Intelligence Report?

    A weekly PDF showing the sharpest rates across the Sharp network — owner-occupied, investment, P&I, IO, every LVR band, every lender. Included for Sharp customers.

    See all 18 questions →

    Your next pricing could take 4 minutes.

    Get started →

    From $147/broker/month + GST · Stripe secure checkout · setup in under 1 business day

    SecondBrain Solutions Pty Ltd is a Sydney company building AI employees for Australian mortgage brokerages. Founded by James Larkey, built with working brokers, and in production at 40+ brokerages with 350+ active users.

    SB
    Sharp Assistant
    Online · Founders' 100

    Want the latest Sharp Network Rate Intelligence Report? Weekly PDF — the sharpest rates surfaced across the lender panel by 350+ active users. Free for the first 100 brokers.30 left.

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