Best AI Tools for Mortgage Brokers in Australia (2026)

SecondBrain automates the entire middle section of the mortgage application process, from bank pricing comparison through aggregator data entry, compliance logging, and valuation ordering. It runs inside Microsoft Teams so brokers work from a tool they already use daily. The platform has processed over 1,000 pricing requests and populates 300+ aggregator fields per file with a reported error rate below 1%. All data is processed onshore in Australian data centres with ISO 27001 certification and zero data retention.

One published case study shows Azura Financial reduced file processing time from over 3 hours to 30 minutes per file. The platform is designed as a replacement for offshore processing teams, offering faster turnaround without the time zone delays or handoff issues.

Considering SecondBrain as an alternative to offshore processing? See our detailed comparison with offshore processing.

Disclosure: This article is published by SecondBrain. We have aimed for balanced coverage but readers should consider this when evaluating our platform.

Quickli is one of the most widely adopted AI tools in the Australian broker market, with over 13,000 users. It specialises in policy research and serviceability calculations, letting brokers quickly compare rates and product eligibility across multiple lenders. The platform helps brokers find the right product for each client scenario without manually checking each lender's policies.

Quickli is particularly strong for brokers who deal with complex scenarios and need to rapidly assess which lenders will approve a particular application. It saves significant time at the product selection stage of the workflow.

Mystro combines a CRM with AI-powered client onboarding and workflow automation. It is designed to manage the entire client journey from initial enquiry through to settlement, providing brokers with a centralised platform for tracking leads, managing documents, and automating follow-up communications.

The platform is well-suited for brokerages that want a single system to manage client relationships and streamline the onboarding process. Its AI capabilities assist with document collection and client communication at the front end of the workflow.

Effi provides AI-driven communication tools for mortgage brokers, including chatbots, SMS automation, and document management. It focuses on client engagement and lead capture through multi-channel outreach, helping brokers stay connected with prospects and clients without manual follow-up.

Effi holds SOC 2 certification and positions itself as an integration-focused platform, connecting with existing broker tools and systems. It is particularly useful for brokers who want to improve response times and automate repetitive client communications.

Sherlok specialises in client retention by automatically monitoring interest rates and identifying repricing opportunities for existing clients. It alerts brokers when a client could benefit from a rate reduction or refinance, helping protect trail income and reduce client churn.

For brokers with large trail books, Sherlok addresses a critical gap: proactively managing existing clients before they leave for a competitor. The platform automates the monitoring process that most brokers do not have time to handle manually.

BrokerEngine provides workflow management and task automation for mortgage brokerages. It offers process templates that standardise how files move through the business, ensuring consistency across team members and reducing the risk of steps being missed.

The platform is particularly valuable for growing brokerages that need to scale their operations without losing quality. BrokerEngine focuses on the operational side of running a brokerage rather than automating individual tasks with AI.

Bulma is a newer entrant to the Australian mortgage broker AI space, focusing on policy intelligence. It uses AI to help brokers navigate lender policies and product guidelines, providing answers to policy questions that would otherwise require manual searching through product PDFs and lender documentation.

As a policy-focused tool, Bulma overlaps somewhat with Quickli in the product research space but takes a different approach by acting more as an AI-powered policy assistant. It is worth watching as the platform develops.